Given that the beginning from the Biden administration, the CFPB has made an effort to restart do the job tightening controls on payday loans, but it surely still faces fierce industry pushback.
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The report was reinforced by a Federal Reserve Board (FRB) 2014 examine which observed that though bankruptcies did double among users of payday loans, the increase was also modest being thought of significant.
The Supreme Courtroom ruling resolved a obstacle to The buyer Economical Safety Bureau’s authority to act — meaning the agency can appear off the sidelines and obtain back in the game of battling predatory lending.
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